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Loans Individual - Financial Difficulties

Individual - Financial Difficulties

Are you worried about potentially missing a payment?

If you are worried about missing a payment on your loan you are doing exactly the right thing by reading this section. Taking action early, talking to others that can offer good advice and sticking to a new budget are all things that will help.

If at all possible, you should avoid missing a payment because it may affect your credit rating and cost more in the long run. If you can’t avoid missing a payment, you should call us because we may be able to offer a solution that would help.

Members who are in arrears, or in danger of falling into arrears should call our arrears support unit on 0818 246 497 or email asu@wmcu.ie to arrange an appointment as soon as possible.

Have you missed a payment?

We understand that life doesn’t always go as planned. If you’ve already missed a payment you may have already received a call, letter, text or email from us. The most important thing is not to ignore the situation. The best thing you can do is to pay back the missed payments as soon as you can. This will help you get back on track, otherwise things can get worse and your credit rating may be affected which means it may be more difficult for you to get a loan in the future.

If you can’t clear your arrears, you should contact us as soon as possible to find out what can be done.

Members who are in arrears, or in danger of falling into arrears should call our arrears support unit on 0818 246 497 or email asu@wmcu.ie to arrange an appointment as soon as possible.

We’re here to help.

Contact Us
  • West-Midlands Credit Union
  • Tel: 0818 246 497
  • Email:
  • Web: www.wmcu.ie
  • Address: West-Midlands Credit Union Ltd., Dublin Road, Tuam, Co. Galway, Ireland

Contact

Credit Union House, Hermitage, Dublin Road, Tuam, Co. Galway, Ireland
  • Email:
  • Phone: 0818 246 497
West-Midlands Credit Union Ltd. is regulated by the Central Bank of Ireland. Reg No. 61CU
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