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Loans Shares Secured Loan

Shares Secured Loan

A Personal Loan Secured by Shares

Our Shares Secured Loan is available to members who have an amount of savings in their shares account with the credit union, and who wish to borrow up to the amount held in their shares account.

The shares will be held by the credit union as collateral for the outstanding loan balance during the term of the loan. i.e it's Secured by Shares.

  • Borrow up to €80,000
  • Variable Rate 5.75%
  • Max term of 10 years
  • Flexible Repayments
  • Complimentary Loan Protection Insurance
  • Service that offers a personal touch
  • Fast loan response time


Flexible Repayments

Repayments that fit in with your budget

96% Approval Rate

Our loan approval rate is higher than you think.

Complimentary Loan Protection Insurance

Free for our members.

No Early Repayment Penalties

Repay loan early option.

No Fees or Charges

No hidden fees or charges.

Have a Loan Question?

Read our loan FAQs

here
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Loans are subject to approval. Terms and conditions and normal lending criteria apply

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Contact Us
  • West-Midlands Credit Union
  • Tel: 0818 246 497
  • Email:
  • Web: www.wmcu.ie
  • Address: West-Midlands Credit Union Ltd., Dublin Road, Tuam, Co. Galway, Ireland

Contact

Credit Union House, Hermitage, Dublin Road, Tuam, Co. Galway, Ireland
  • Email:
  • Phone: 0818 246 497
West-Midlands Credit Union Ltd. is regulated by the Central Bank of Ireland. Reg No. 61CU
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